PRIVACY POLICY

Standard Express ("we," "us," "our") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with us, including when you use our website, mobile applications, and financial services (collectively, the "Services").

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information

• Name, address, email address, phone number, and date of birth.

• Government-issued identification numbers (e.g., Social Security Number, Tax ID, or driver’s license).

• Account details, including account numbers, balances, and transaction history.

1.2 Non-Personal Information

• Browser type, device type, operating system, and IP address.

• Information collected through cookies, web beacons, and similar technologies.

• Aggregated or anonymized data that cannot be linked back to you.

2. How We Use Your Information

We use your information to:

• Provide, manage, and improve our financial products and services.

• Verify your identity and prevent fraud.

• Comply with legal and regulatory requirements.

• Communicate with you about account updates, promotions, or security alerts.

• Customize your experience with our Services.

3. How We Share Your Information

We do not sell your personal information. However, we may share your information in the following circumstances:

3.1 With Service Providers

We may share your information with trusted third-party service providers, such as payment processors, who assist us in delivering our Services.

3.2 For Legal and Regulatory Compliance

We may disclose your information:

• To comply with applicable laws, regulations, or legal processes.

• To respond to governmental or regulatory requests.

3.3 With Your Consent

We may share your information for other purposes with your explicit consent.

4. Data Security

We implement robust security measures to protect your information, including encryption, firewalls, and secure authentication protocols. While we strive to protect your information, no system is entirely safe, and we cannot guarantee absolute security.

5. Children’s Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we discover that a minor has provided us with personal information, we will delete it promptly.